About 2 months ago, I purchased a medium-sized male banjo catfish . I've never noticed anything unusual about it until yesterday, when I observed a large, bright orange mass on the underside of its chin (see pictures). I've never seen a fish with this before, so I don't know what it is or how to treat it. My initial guesses as to its cause are (1) a fluid-filled cyst, (2) a bacterial infection with an abscess of pus, (3) a parasite-filled cyst, and (4) a tumor. The bright orange color suggests to me the bacterial infection or parasitic cyst. Since it's the middle of the work week for me, I won't get to do anything dramatic like try to cut it open until at least the weekend. The fish seems to be in otherwise good health and it's eating well (you can see that it's not lacking in body mass in the photos).
Here are the tank parameters: (using a modified version of Coryman's list of info requested in the Cory forum)
1. Water parameters
a) Temperature range 78F
b) pH 6.5
c) GH - not measured
d) KH - not measured
e) Ammonia - 0, Nitrite - 0, Nitrate 40-80
f) Water change frequency: 50% change weekly.
g) Routine water treatments: When water changes occur, the tank is treated with SeaChem's Neutral Regulator and Discus Buffer to adjust pH and neutralize chloramines, and Aqueon water conditioner.
2. Tank set up
a) Size: 36 gal.
b) Substrate: playsand.
c) Filtration: Aqueon QuietFlow 50 powerfilter
d) Furnishings: Driftwood, lots of plants, PVC pipes, 2 nylon spawning mops, and a decorative Blackhawk Helicopter
e) Other tank mates: 8 C. aeneus, 5 C. trilineatus, 5 C. agassizii, 1 C141, 4 other banjos, 1 upside down Syno, 3 clown plecos, 2 albino BNs, 3 penguin tetras, 2 white clouds, and about 17 Apistogramma agassizii.
f) How long has it been set-up? The tank has been running for about 3 years
3. Symptoms / Problem description: Described above
4. Action taken (if any): None yet, other than to contact my PC support team { that would be you folks

5. Medications used (if any): None yet
6. Recent changes in the tank: About one week ago, I collected some plants from a friend's outdoor pond, then washed these and introduced them to the tank. Even though I washed the plants and their root systems vigorously under tap water (before adding them to the tank), I still observed a few small (4 mm) krill-like invertebrates clinging to the roots and then swimming away after I added the plants to the tank. At the time, I became concerned that the plant may be carrying potential fish parasites, but alas, I didn't consider that before adding the plants to the tank. Hopefully that's not what I'm seeing.
Any help you can be would be greatly appreciated.
Thanks, Eric